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Burial Insurance

For decades insurance companies sold "industrial insurance," also known as burial insurance, with the promise it would pay funeral expenses for you or a loved one. The hallmarks of these policies were weekly or monthly premiums of 50 cents or more, and payoffs of a few hundred dollars. Investigations are revealing that these policies were bad deals targeted at African-Americans and other minorities. Fill out the form below to tell us about your problem with burial insurance, or you may read a recent St. Petersburg Times article about Burial Insurance or The Wall Street Journal - WSJ: Appellate Court Clears Way for Insurance Class-Actions to Proceed

Concerned that you may be a victim? Our Consumer Check List will help you find out, click here. (this link launches a new window)
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Burial Insurance Consumer Check List
Consumer Check List
To the Consumer: Answering yes to some or all of the questions in a section might mean that you've been taken advantage of. For more information about your situation, contact James, Hoyer, Newcomer & Smiljanich. All inquiries are confidential. Click here to print this page.

Burial Insurance

Do you or elderly relatives own an insurance policy that is referred to by any of the following names: industrial, debit, burial, monthly debit ordinary (MDO), weekly debit, preferred, standard or substandard?

Did the policy pay a few thousand dollars or less upon death?

Were the premiums less than a dollar, collected in-person every week or month?

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